How to Use a Self-Directed IRA to Invest in Real Estate

Many of us have a large amount of our savings and investments tucked into IRAs which might have been funded from direct contributions or by rolling over a 401(k) or other corporate retirement plan when we left a previous job.

The assets in an IRA can really build up over time and most people forget to consider these assets when they look at the diversification and asset allocation of their investments. Worse, many think they are limited to investing their IRA in traditional investments like mutual funds, stocks, bonds and CDs. In fact, you can easily use your IRA to purchase real estate and other business assets.

In fact, you can easily use your self-directed IRA to purchase real estate and other business assets.

Learn more about how to invest your IRA in real estate as Clay Malcolm from Advanta IRA walks you through the ins and outs on our podcast.


 Benefits of investing in real estate with your IRA:

  • You don’t have to pay current taxes on rental income or capital gains, allowing your assets to grow more quickly.
  • Real estate provides great diversification because its returns are not correlated with the stock market.
  • When you reach retirement age of at least 59 ½, the rents on your properties provide you with ongoing income.

How to get started:

As you formulate your long-term IRA investment strategy, also keep in mind that you have the option to reinvest your monthly rental income. Roofstock and Advanta IRA make it easy to channel those monthly returns into additional properties or one of our funds, giving you the flexibility to continue expanding your real estate portfolio.

Learn More about investing on Roofstock using funds from your Self-Directed IRA





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The Roofstock Team


The Roofstock Team

Roofstock was founded by pioneers in the single-family rental space. We've assembled a world-class team of real estate and technology professionals committed to a clear mission: Making real estate investing radically accessible, cost-effective and simple.

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